A Loan on Your Terms
Fixed interest rate starting at 1%. Decision in 15 minutes. Money deposited into your account immediately.
Loan Calculator
Calculate your terms in seconds
Fixed interest rate of 1% for the entire term—regardless of the time period. Example: A €1,000 loan over 10 years = total repayment of only €1,010.
SUBMIT AN APPLICATION →No hidden costs · Early repayment allowed
Why We
Your Benefits
Fixed interest rate starting at 1%
The interest rate remains constant throughout the entire term. No surprises.
Decision in 15 minutes
Automated review. 98.7% of applications are approved the same day.
Entirely online
Application, contract signing, and payment—all digital.
No guarantors & minimal documentation required
Simplified process for customers with good credit.
Quick & Easy
Here's how it works
Here's how it works
Please fill out the form. Time required: about 3 minutes.
Automatic Check
You will receive a preliminary decision within 15 minutes.
Sign a Contract Digitally
Electronic Signatures in Online Banking.
Money in your account
Payment within 1 hour of signing the contract.
Frequently Asked Questions
For your application, we only need the following information:
- Full Name (First and Last Name)
- ID number
- IBAN and account holder's name for the payout
- Contact-Email-Address
Protecting your personal information is our top priority. Your information will be handled confidentially and in accordance with applicable data protection regulations.
Yes. Early full or partial repayment is possible at any time at no cost. There are no early repayment penalties.
The minimum loan amount is €2,000, and the maximum is €160,000. You can choose any term between 2 and 120 months. The fixed interest rate is 1% for the entire term.
Brauchen Sie Hilfe bei der Antragstellung?
Our team will be happy to help you find the best terms for your situation.
Contact Us via TelegramAvailable daily, 9:00 a.m.–9:00 p.m.