Legal
Data Protection
Protecting your personal data is our top priority. All data submitted as part of your loan application is processed in accordance with the principles of data minimization, purpose limitation, and confidentiality, in compliance with the General Data Protection Regulation (GDPR). Below, we explain—in a transparent and easy-to-understand manner—how your data is handled.
Responsible Body
Deutsche Bundesbank, Wilhelm-Epstein-Straße 14, 60431 Frankfurt am Main.
Maintained Confidentiality
Your information is transmitted directly into a secure financial module within our organization, where it is reviewed solely for the purpose of verification and immediately encrypted. Neither third parties nor external organizations have access to this data.
Purpose-bound use
Your data will be used on a one-time basis—strictly for the purpose of processing your application, preparing the loan agreement, and transferring the funds. No further processing, particularly for advertising or profiling purposes, will take place.
System Security
The storage and processing of your information meet international data security standards and completely preclude any unauthorized data leakage. Access is restricted—both technically and organizationally—to the entities authorized to process your application.
Legal Basis and Disclosure
Your data is processed exclusively on the basis of Article 6(1)(b) of the GDPR for the purpose of initiating and fulfilling the credit agreement. At no point will your data be sold, rented, or disclosed to third parties without an explicit legal basis.
Your Rights
You have the right at any time to request access to, rectification, erasure, or restriction of the processing of your data, as well as the right to data portability and the right to object. To exercise your rights, a simple, informal notification to the party responsible for data processing is sufficient.
Retention period
Your data will be stored only for as long as is necessary for the stated purposes or to comply with statutory retention periods. Once the purpose for storage no longer applies, the data will be deleted promptly and irrevocably.